CLF Finance
Bridging Loans and Commercial Lending
Most commonly used for working capital, cash flow, to prevent repossessions, auction purchases and property purchase completion when time is a factor. CLF have many years experience in bridging loans, development finance and commercial lending and offer a range of finance options to help your business grow.
Bridging Loans
This type of finance provides speed and flexibility to allow you to take full advantage of a potential investment opportunity including residential bridging loans, semi-commercial loans etc.
Key Features
| Residential investment |
| Residential home improvement |
| Residential re-finance |
| Residential fast track |
| Auction purchase |
| Agricultural |
| Development / land with or without planning permission |
| Unfinished projects |
| Semi-commercial |
Lending Criteria
| Loan to value up to 80% |
| Open market valuations - this can be very helpful when buying under market value. |
| Gifted deposits accepted |
| 100% LTV using additional security |
| Interest rates from 0.45% PCM. |
| Interest roll up - if required |
| CCJs, defaults, arrears, or bankruptcy could be accepted |
Auction Finance
Auctions can be very stressful, even for the experienced, and especially for someone attending for the first time. CLF have introduced several new schemes that have proven to be very helpful in making the right decision on this important day.
Knowing the funds are in place (pre-auction approval packages) gives clients the confidence before making any auction purchases.
Key Features
| Loans from 25K with no upper limit |
| Decision within 1 hour |
| 100% Funding using additional security |
| Pre-approved auction loan |
| Up to 24 months term |
| 1st & 2nd charge available on buy-to-let, semi/commercial, industrial units, office suites, retail lockups, land including; agricultural, development, and unfinished projects. |
| Interest rates from 0.45% PCM |